• No waiting periods
  • Web-based & Secure
  • Simplified claims processing
  • Suitable for any size company
  • Instant gratification
  • No pre-qualifications
  • Improved employee satisfaction/retention
  • Minimum one employee companies, and for part-time employees
  • No premiums
  • No "cost-plus" fees
  • No deductions
  • Non-Taxable employer expense and employee benefit